SFS Chapter 432: Take the two house deeds first
Chapter 432: Take the two house deeds first
Jing Chunxi frowned slightly, with a hint of hesitation in his eyes.
She had originally thought of just doing what the man had said, writing her a note and having the couple sign and seal it. She didn't even bother to think about going to the government office to get through.
After all, going through the formalities of the government for such a small business was time-consuming and laborious, and it was really not worth it. She also didn't want to pay silver and deed money to those corrupt officials for nothing. But now, she was a little undecided.
"Miss, can you take the deeds to these two houses first?"
As soon as Da Ya said this, the woman quickly covered her son's mouth with her hand. She was genuinely shocked. Her husband knew the price of the two houses better than anyone else present. It was no small sum. If he mortgaged it easily and couldn't get it back, his future would be difficult.
The man's face was filled with surprise, but he remained calm. He was eager to make this deal. His son had thought of something, but he hadn't, or perhaps didn't even dare to think of it.
Now that his son has said so, he is determined to go all out.
He looked at Jing Chunxi with a probing look in his eyes, as if he was trying to figure out her reaction.
Unexpectedly, Da Ya knew what his father meant and was afraid that he would disagree, so he suddenly pushed his mother's hand away and said to Jing Chunxi, "Don't wait until we pack up and you don't come back."
His words suddenly made the atmosphere in the room tense. That's right! A sale is a two-way street, and everyone has their own interests at heart. What if one party fulfilled their agreement and made a promise to the villagers, but the other party reneged on the contract and didn't show up? If they really encountered someone who didn't keep their word, wouldn't their efforts be in vain?
The villagers sent over their goods, but couldn't sell them. They'd have to turn Daya's house upside down. For a poor family like them, the risks and pressures were far greater than Jing Chunxi's. If they weren't careful, the villagers wouldn't be able to tolerate them.
I was only concerned about my own interests, and this deal didn't seem to consider the interests of Daya's family! Jing Chunxi couldn't help feeling a little guilty.
It seems wrong to just lend out the 100 taels of silver without holding the two houses in hand and without any collateral. If someone with bad morals were to sell the two houses and take away the 100 taels of silver, he could find a home anywhere.
Wouldn't she be at a disadvantage then? Although a hundred taels of silver was nothing, she still had to save face. She didn't want to be known as a "sucker."
The woman looked at her husband, then at her eldest son, her eyes full of entanglement. At this point, how could she not understand what her husband and eldest son were thinking! If this deal went through, they would become rich, at least one of the richest families in the village.
I thought the woman would hold back, but unexpectedly, after just a moment's hesitation, she suddenly said with tears in her eyes, "Two houses cost more than a hundred taels of silver."
Her eyes showed reluctance, worried that once the house was mortgaged, she would be forced to live on the streets. Her voice was choked, and it was obvious that she had gone through a fierce ideological struggle before she said this.
It can be seen that she agreed, but she had some objections in her heart. Perhaps she thought it was only worth one hundred taels of silver, which was too little.
The man nodded. The couple actually agreed with Daya's proposal and the mortgage, though they had some doubts about mortgaging two houses. Jing Chunxi couldn't help but look at them with admiration and mentally gave Daya a thumbs-up.
The child was clever and intelligent, and held some importance in the hearts of his parents. She secretly admired the family's open-mindedness and generosity, and their willingness to take risks for this deal.
Seeing the woman still weeping, the man felt a little sorry for her. He whispered to her, "We're betting, not selling. At worst, we'll just gamble. If things don't work out—if things don't work out, we can just live in the thatched hut at the end of the village. We still have those few taels of silver, so it'll be a little hardship at best." He must have been referring to the few taels of silver he'd just earned that day. His voice was soft, but firm, as if trying to cheer the woman up.
Haha, the personalities of these two are quite similar, and they are both suitable for business. It's just a pity that the eldest child is so young and goes to the dock every day to do business instead of studying. Jing Chunxi sighed inwardly, if this child had the opportunity to read more, maybe he would have achieved great things in the future.
"Then let's bet on one room? You won't lose out." Jing Chunxi pointed to the rooms where dried bamboo shoots were stored, and was referring to the house where everyone was now.
The house was already empty, no one lived there, so mortgaging it wouldn't affect their lives. Even if something happened, they could still keep the house they were living in, and at least they wouldn't be displaced. She thought about it and felt that this solution was reasonable. It could protect her own interests without putting Daya's family in trouble.
When the family is less stressed, we can serve them better.
And from what the woman had just said, the two houses were worth more than a hundred taels, so this one would be worth several dozen taels now. Giving them a deposit of a hundred taels would be a loss for Jing Chunxi, but it was a bargain for them. However, she didn't care about this small loss; as long as the deal went through and everyone was satisfied, that was all that mattered.
"Really? Really, miss?"
Da Ya was so excited that he almost jumped up, his eyes sparkling with surprise and anticipation. He even reached out his arms to hug his brother, picked him up completely, spun him around, and then carefully put him down again.
The little boy was a little dazed by his brother's actions, but he finally smiled and giggled non-stop. He could tell that the family business was successful, which meant that their family's life would be better, and his heart was filled with joy.
The man watched from the side, a pleased smile on his face. He urged, gave his wife another push, and said, "Go!"
The woman finally came to her senses. She knew that the matter was settled. Just by mortgaging a house, she felt much better and not so distressed anymore.
They had always wanted to sell the house, but during the years of disaster, few people were willing to pay, or the price was too low, so they had been holding off for a year. Now that they could mortgage it under these conditions, she felt relieved.
She hurried out of the hospital, and everyone knew that she was probably going home to look for the house deed.
Looking outside, there were only a few houses in the village that were lighting lanterns. It was very dark and I wouldn't be able to see the road when I went out.
Tang Shuang was also a little anxious, worried that the food at the restaurant had already been cooked. If she hadn't been so full of sugar-coated cakes, her stomach would have been rumbling.
She couldn't help but look at the sky, feeling secretly anxious, hoping that things could be done quickly so that she could go back for dinner.
"Uncle Qi, draw up a simple contract for them. Don't write too much. The important things are the quality of the goods, ensuring they are clean and dry, as well as the price we will charge and the two taels of silver we promised to pay for every ten thousand catties."
Jing Chunxi said to Ah Qi. Her voice was calm, but there was a hint of decisiveness in her tone.
Ah Qi nodded and quickly bent over the broken table: "Miss! This is easy, it will be done in no time."
The man stood aside, rubbing his hands together, his eyes fixed on the tip of Ah Qi's pen, his face filled with anticipation and nervousness. He kept whispering, "Don't worry, Miss, don't worry, Brother Qi, we won't accept anything that's not good. If there's any mistake, you can deduct the money."
If it weren't for the dim light and the desire to write the contract quickly, Ah Qi really wanted to raise his head and say: I'm not that old and I'm not married yet.
But he held back. This deal was important to the Daya family, and equally important to them. Only when both parties were satisfied could the deal be considered a success.